Terms & Conditions

1- Introduction

Welcome to Haiba Alghaiouan Consulting, an investment company committed to excellence, transparency, and mutual respect. By accessing or using our website and services, you agree to comply with these terms and conditions. Please read them carefully.

2-Scope of Agreement

These terms govern your use of our website, services, and any communications or transactions conducted with Haiba Alghaiouan Consulting. They apply to all visitors, potential investors, and clients. Additional terms may apply to specific services, and will be communicated as necessary.

3-Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

4- Definitions

• For these Terms and Conditions
• Affiliate means an entity that controls, is controlled by or is under common control with a party, where 'control' means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
• Country refers to: Morocco
• Company (referred to as either 'the Company', 'We', 'Us' or 'Our' in this Agreement) refers to Haiba Alghaiouan Consulting SARL, Rue Dakar IMM No5 APT No1 Ocean, Rabat Morocco.
• Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
• Service refers to the solutions.
• Terms and Conditions (also referred as 'Terms') mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service. This Terms and Conditions agreement has been created with the help of the Terms and Conditions Generator.
• Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.
• Website refers to Haiba Alghaiouan Consulting (HAC), accessible from hac.ma
• You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

5- Acknowledgment

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

6- Links to other websites

Our Service may contain links to third-party websites or services that are not owned or controlled by the Company. The Company has no control over and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise You to read the terms and conditions and privacy policies of any third-party websites or services that You visit.

7- Termination

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.

Upon termination, your right to use the Service will cease immediately.

8- Respect & Conduct

We uphold a professional and respectful environment for all parties interacting with our company. Visitors, investors, and clients are expected to:

• Treat our team, representatives, and other users with courtesy and respect.
• Avoid using offensive, defamatory, or harmful language in communications.
• Abide by the rules and guidelines set forth on our platform.

Failure to adhere to these expectations may result in restricted access or termination of services.

9- Investments Risks

Investments involve risk, and past performance is not indicative of future results. By engaging with our services, you acknowledge that:

• You have reviewed and understand the risks associated with investing.
• You take full responsibility for your investment decisions.
• Haiba Alghaiouan Consulting is not liable for any financial losses incurred.

10- Confidentiality and Privacy

We value your privacy and ensure that your personal information is handled securely and in compliance with applicable laws. By using our services, you agree to our Privacy Policy, which outlines how we collect, use, and protect your data.

11- Intellectual Property

All content on our website, including text, graphics, logos, and proprietary tools, is the intellectual property of Haiba Alghaiouan Consulting. Reproduction or use of this content without written consent is prohibited.

12- Limitation of Liability

While we strive to provide accurate and reliable information, Haiba Alghaiouan Consulting is not responsible for errors, omissions, or inaccuracies. We shall not be liable for:

• Direct, indirect, or consequential damages resulting from the use of our services.
• Losses caused by third-party actions or market fluctuations.

13- Modification of Terms

We reserve the right to update these terms and conditions at any time. Changes will be communicated via our website, and continued use of our services constitutes acceptance of the updated terms.

14- Governing Law

These terms are governed by the laws of Morocco. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in Morocco.

15- Contact information

If you have questions or concerns about these terms, please contact us at:

By email: contact@hac.ma

By visiting this page on our website: hac.ma/contact

By phone number: +212 624 666 802

Thank you for choosing Haiba Alghaiouan Consulting. We value your trust and look forward to partnering with you.